10 Best Hotel Credit Cards: Unlock Free Nights and Elite Perks

1. Marriott Bonvoy Boundless® Credit Card

• Earning: Earns up to 17x total points for each dollar spent at participating Marriott Bonvoy® properties (including the standard member earnings). Also earns 3x points at gas stations, grocery stores, and dining at restaurants.
• Welcome Bonus: Typically offers a significant bonus points amount after meeting a minimum spending requirement within the first few months.
• Annual Free Night Award: Receive a Free Night Award every year after your card account anniversary, redeemable for one night at a participating Marriott Bonvoy hotel with a redemption level of up to 35,000 points.
• Automatic Silver Elite Status: Enjoy Silver Elite status with Marriott Bonvoy, providing benefits like priority late checkout and bonus points on stays.
• Path to Gold Elite Status: Earn Gold Elite status by spending $35,000 on purchases each account year.
• No Foreign Transaction Fees: Enjoy making purchases abroad without incurring extra fees.
• Annual Fee: Typically it has a moderate annual fee.

4. World of Hyatt Business Credit Card

• Earning: Earn 9x total World of Hyatt points at Hyatt hotels and resorts (4 Bonus Points from the card and 5 Base Points from Hyatt as a World of Hyatt member). Earn 2x points on your top three spending categories each quarter through December 31, 2024 (then your top two categories), as well as on fitness club and gym memberships, airline tickets purchased directly from airlines, car rentals, and gas stations. Earn 1x point on all other purchases.
• Welcome Bonus: Offers a significant welcome bonus points amount after meeting a spending requirement.
• Annual Free Night Award: Receive one free night award every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort. Opportunity to earn another Category 1-4 free night by spending $15,000 in a calendar year.
• Adaptive Rewards Accelerators: Earn 2 Bonus Points per $1 spent on your top 3 (until 12/31/24, then top 2) spending categories each quarter.
• Automatic Discoverist Status: Enjoy complimentary World of Hyatt Discoverist status.
• Qualifying Night Credits: Receive 5 tier-qualifying night credits each calendar year just to be a cardmember and earn 2 additional tier-qualifying night credits for every $5,000 you spend on your card.
• Hyatt Leverage: Access exclusive savings and benefits designed for small businesses when booking with Hyatt.
• Trip Interruption Insurance, Purchase Protection, Extended Warrant: Offers various travel and purchase protections.
• No Foreign Transaction Fees: Use your card internationally without fees.
• Annual Fee: Has a moderate annual fee.

5. Hilton Honors American Express Surpass® Card

• Earning: Earn 12x Hilton Honors Bonus Points for each dollar of eligible purchases at hotels and resorts within the Hilton portfolio. Earn 6x points at U.S. restaurants, at U.S. supermarkets, and in the U.S. gas stations. Earn 3x points on all other eligible purchases.
• Welcome Bonus: Typically offers a substantial Hilton Honors Bonus Points amount after meeting a spending requirement.
• Automatic Hilton Honors Gold Status: Enjoy complimentary Hilton Honors Gold status, offering benefits like complimentary breakfast (at select brands), room upgrades (subject to availability), and bonus points.
• Free Weekend Night Reward: Earn a Free Weekend Night Reward from Hilton after you spend $15,000 on purchases on your Card in a calendar year.
• Priority Pass Select Membership: Enjoy 10 complimentary visits per year to airport lounges in the Priority Pass network. Enrollment required.
• No Foreign Transaction Fees: Make purchases internationally without incurring extra fees.
• Annual Fee: Has a moderate annual fee.

6. Hilton Honors American Express Aspire Card

• Earning: Earn 14x Hilton Honors Bonus Points for each dollar of eligible purchases at hotels and resorts within the Hilton portfolio. Earn 7x points on flights booked directly with airlines or with American Express Travel; at U.S. restaurants; and on car rentals booked directly with select car rental companies or with American Express Travel. Earn 3x points on all other eligible purchases.
• Welcome Bonus: Offers a significant Hilton Honors Bonus Points amount after meeting a substantial spending requirement.
• Automatic Hilton Honors Diamond Status: Receive complimentary Hilton Honors Diamond status, the highest tier, offering benefits like guaranteed lounge access, room upgrades (subject to availability), daily complimentary breakfast, and more.
• Annual Free Weekend Night Reward: Receive one Free Weekend Night Reward upon account opening and each year upon renewal.
• Priority Pass Select Membership: Enjoy unlimited complimentary access for you and up to two guests per visit to airport lounges in the Priority Pass network. Enrollment required.
• Trip Cancellation and Interruption Insurance, Baggage Insurance Plan, Car Rental Loss and Damage Insurance: Offers robust travel protections.
• No Foreign Transaction Fees: Use your card internationally without extra charges.
• Annual Fee: Has a higher premium annual fee.

7. IHG One Rewards Premier Business Credit Card

• Earning: Earn 10 points per 1 spent at IHG Hotels & Resorts, 5 points per 1 spent on travel, at gas stations, at restaurants, and on advertising. Earn 3 points per 1 on all other purchases.
• Welcome Bonus: Typically offers a significant IHG One Rewards Bonus Points amount after meeting a spending requirement.
• Annual Free Night Award: Receive a Free Night Award each account anniversary year redeemable at IHG Hotels & Resorts with a redemption level up to 40,000 points.
• Fourth Reward Night Free: When you redeem points for any stay of 4 or more nights, you'll receive the 4th night free.
• Automatic Gold Elite Status: Enjoy complimentary IHG One Rewards Gold Elite status, offering benefits like priority check-in and bonus points on stays.
• Global Entry or TSA PreCheck Credit: Receive a statement credit of up to $100 every four years as reimbursement for the application fee for Global Entry or TSA PreCheck.
• Expanded Business Rewards: Earn rewards on common business expenses like advertising.
• Travel and Purchase Protections: Includes benefits like baggage delay insurance, trip interruption insurance, and purchase protection.
• No Foreign Transaction Fees: Use your card internationally without extra charges.
• Annual Fee: Has a moderate annual fee.

8. The Platinum Card® from American Express

• Earning: Earn 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year, then 1x points). Earn 5x Membership Rewards® points on prepaid hotels booked on amextravel.com. Earn 1x point on all other purchases.
• Welcome Bonus: Offers a very substantial Membership Rewards points bonus after meeting a significant spending requirement.
• Airport Lounge Access: Unparalleled lounge access, including Centurion Lounges, Priority Pass Select membership (enrollment required), Delta Sky Club® (when flying Delta), and more.
• Annual Credits: Numerous annual statement credits, including airline incidental fees, Uber, Saks Fifth Avenue, digital entertainment, and more.
• Global Entry or TSA PreCheck Credit: Reimbursement for the application fee.
• Premium Travel Benefits: Extensive travel insurance and assistance services.
• No Foreign Transaction Fees: Use your card globally without fees.
• Annual Fee: Has a very high premium annual fee.

9. Capital One Venture X Rewards Credit Card

• Earning: Earn unlimited 2x miles on every purchase, everywhere. Earn 5x miles on Capital One Travel for flights and 10x miles on Capital One Travel for hotels and rental cars (when using your card).
• Welcome Bonus: Offers a significant miles bonus after meeting a spending requirement.
• Redemption Flexibility: Miles can be redeemed for travel through Capital One Travel, transferred to a growing list of airline and hotel partners, or used as a statement credit against travel purchases. Often provides a good redemption value for hotels through transfer partners.
• 10,000 Bonus Miles Every Year: Receive 10,000 bonus miles every account anniversary.
• Complimentary Airport Lounge Access: Enjoy unlimited access to Capital One Lounges and a Priority Pass Select membership (for you and up to two guests).
• Global Entry or TSA PreCheck Credit: Reimbursement for the application fee.
• Travel and Purchase Protections: Includes travel accident insurance, trip cancellation and interruption insurance, and more.
• No Foreign Transaction Fees: Use your card internationally without fees.
• Annual Fee: Has a premium annual fee, but the annual credits can offset much of it.

10. Choice Privileges® Mastercard®

• Earning: Earn 5x points at over 7,000 Choice Hotels properties. Earn 2x points at gas stations, grocery stores, home improvement stores, and on phone plans. Earn 1x point on all other purchases.
• Welcome Bonus: Typically offers a bonus points amount after meeting a spending requirement.
• Automatic Gold Elite Status: Enjoy complimentary Choice Privileges Gold Elite status, offering benefits like preferred room availability, elite welcome gift, and bonus points on stays.
• Annual Bonus Points: Receive bonus points each year upon account renewal.
• Extra Points on Stays: Earn bonus points on stays of 3 or more nights.
• No Foreign Transaction Fees: Use your card internationally without incurring extra charges.
• Annual Fee: Typically it has a low to moderate annual fee.

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